What is an Estoppel Agreement and When Should You Use It? blog Feb 28, 2023

Have you ever tried to purchase a multifamily property and found that the owner ran the business on the back of a cocktail napkin? How can you make heads or tails out of the financials well enough...

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Equity Stripping and the Asset Protection Method blog Feb 14, 2023

Equity stripping is an asset protection method that involves transferring assets from one entity to another. This method can be used to shield certain assets from creditors and tax authorities,...

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Why You Should Use a Public Insurance Adjuster as a Multifamily Owner blog Feb 07, 2023

I recently conducted a podcast with Public insurance adjuster Andy Gurczak. You can check it out here

For those of you that don’t know, a public insurance adjuster can provide several...

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What Would Warren Buffet Do? How to Leverage Multifamily Mortgage Maturity Defaults to Make Investments in Multifamily Properties blog Jan 31, 2023

Here’s the scenario. Everything’s on the way up. Prices. Occupancy. Rents. Investor Capital. All the right things are on the way down. Cap Rates. Expenses. Vacancies. Delinquencies....

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The MultifamilyOS™ Program: An Investment Worth Making blog Dec 21, 2022


With interest rates on the rise, multifamily investors and property owners alike are feeling the effects. This is why now more than ever, it’s important to make investments in yourself that...

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Understanding Multifamily Lingo: “Income Reducers” blog May 29, 2020
Income Reducers: What are they? The difference between the Gross Potential and the Gross Collective are categories of rental income that we call Income Reducers. Income Reducers bring you from...
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Understanding Multifamily Lingo : “ALTA Survey” blog May 22, 2020
This is among the provisions found in a Purchase and Sale Agreement. You need to ask for the gold standard - The ALTA Survey! This is in Article 5 of the Purchase and Sale Contract - this will...
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Understanding Multifamily Lingo : “RUBS” blog May 15, 2020
What is a Ratio Utility Billing System?

What is RUBS? It's called the Ratio Utility Billing System. It's not a company. 

There are several companies that have this service or have created...

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Understanding Multifamily Lingo : “HVAC is ABP” blog May 08, 2020
This one can be seen in a property package, which says HVAC is ABP. But what does that mean?

Well, HVAC is ABP means Heating, Ventilation, and Air Conditioning is All Bills Paid. This is versus...

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Understanding Multifamily Lingo : “Rent Concessions” blog May 01, 2020
Rent Concessions are an example of an "income reducer". Here are examples of Rent Concessions and why they are income reducers!

Rent concessions are what we call an income reducer. Income...

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Understanding Multifamily Lingo : “Net Operating Income VS. Net Ordinary Income” blog Apr 24, 2020
What's the difference between Net Operating Income and a Net Operating Income?

What's the difference between the net operating income and the net ordinary income? 

Well, technically, nothing,...

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Understanding Multifamily Lingo : “Capital Stack” blog Apr 10, 2020
This is always the fun one! I spoke to many folks on my Podcast and they talked about Capital Stack. Then, I get so many emails asking "What is a Capital Stack?" 

Capital stack is nothing...

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